VC 16028(a) – No Proof of Insurance
When you get a traffic ticket under California Vehicle Code (VC) 16028(a), which means that you cannot present proof of insurance at the time of an accident (financial responsibility), expect to pay a huge fine.
In the state of California, the law says this about proof of insurance:
“VC 16028(a) “Upon the demand of a peace officer pursuant to subdivision (b) or upon the demand of a peace officer or traffic collision investigator pursuant to subdivision (c), every person who drives a motor vehicle upon a highway shall provide evidence of financial responsibility for the vehicle that is in effect at the time the demand is made. The evidence of financial responsibility may be provided using a mobile electronic device. However, a peace officer shall not stop a vehicle for the sole purpose of determining whether the vehicle is being driven in violation of this subdivision.”
VC – 16028(a) – Accident with No Insurance
Violation Consequences – Suspension of Driver’s License for One Year
According to California state law, if you are in an automobile accident, even if you are not the at-fault driver, your license could be suspended for a full year if you have no insurance coverage at the time the accident occurred. (VC – 16028(a) (proof of financial responsibility)
Requesting a Hearing with the DMV
To get a restricted driver’s license, you need to contact the DMV and request a hearing as quickly as possible. By failing to do so, you could lose your driving privileges for one year due to being in an accident and having no insurance.
This is what the law in the state of California says about requesting a hearing:
“VC 16028(c) – “If a peace officer, or a regularly employed and salaried employee of a city or county who has been trained as a traffic collision investigator, is summoned to the scene of an accident described in Section 16000, The driver of a motor vehicle that is in any manner involved in the accident shall furnish written evidence of financial responsibility or may provide electronic verification of evidence of financial responsibility using a mobile electronic device upon the request of the peace officer or traffic collision investigator. If the driver fails to provide evidence of financial responsibility when requested, the peace officer may issue the driver a notice to appear for violation of this subdivision. A traffic collision investigator may cause a notice to appear to be issued for a violation of this subdivision upon review of that citation by a peace officer.”
For Traffic Ticket and Suspended License Issues in Los Angeles County, We Can Help
Our law firm offers years of experience assisting other clients with various types of DMV hearings. For a free legal consultation with one of our LA traffic attorneys, please give us a call at 844-999-9987.
If GC Services has charged you $1,000, with one charge directly related to having no proof of insurance but you did have valid coverage at the time of the accident just no proof in your vehicle, call us so that we can go to battle on your behalf in getting the outrageous fines dropped.